What happens if you lose title




















Keep in mind that a new title will likely indicate that it is a replacement title. Replacing a Vehicle Title That Wasn't In Your Name Yet If you've purchased a vehicle from a private seller, and the title was lost before you transferred it to your name, it may still be possible to obtain a replacement. According to Road and Track Magazine, one solution is to ask the previous owner to submit the replacement request keep in mind that they'd likely need to pay a replacement title fee.

Then, they could sign the duplicate title over to you when it arrives. If that's not possible, some states may allow you to obtain a title with a court order. To obtain a title this way, you'd first have to appear in court and have a judge award you ownership, says Road and Track Magazine. Applying for a title with a court order is typically successful, as long as the order includes some specific vehicle information such as the car's VIN and manufacturer , adds Road and Track Magazine.

The magazine also states that you may need to a obtain a title through this process when you've inherited a vehicle from an estate and would like to sell it. How quickly you can obtain a replacement title can also vary by state. To minimize fraud, for example, the Illinois Secretary of State does not issue replacement titles requested within 15 days of issuing an original title, or 30 days of issuing a duplicate title. You may also need to wait a few weeks to receive your title in the mail.

However, some states such as Michigan offer same-day service if you need the new title right away. Storing your vehicle title in a safe place may help minimize the risk of misplacing it. But if you do happen to lose your car's title, remember to check your state's requirements so you can be prepared when applying for a replacement. Someone Hit My Parked Car. What Do I Do? A title is needed to sell a vehicle or use the vehicle to secure a loan.

If you recently ordered a title and have not received it, you can check the status of your title using the free title search. If you have a lien loan on your vehicle, check lien holder search and contact the lien holder who holds the title. You may also request a replacement title online through ExpressSOS. If you have submitted a change of address to the Secretary of State's office within the last 10 days or have an appointment of agent or power of attorney designation, you will need to visit a Secretary of State office to obtain a replacement title.

NOTE: Your situation may differ from the information outlined above. Browsers that can not handle javascript will not be able to access some features of this site. Some functions of this site are disabled for browsers blocking jQuery. The Office of. The state even says that:. On-line appraisal sites may provide multiple vehicle values wholesale value, trade-in value, and retail value. So, shop around. Look at the values on several sites and find the one that lowballs you the worst.

Don't be shy. Rough, Fair, Parts Car. Find one below 2,? Print it out and you're good to go. Again, the foregoing is how it is done in Michigan.

I've heard of states where there are methods like these and some that have other methods — some easier and some harder. Steve Lehto is a writer and attorney from Michigan. He specializes in Lemon Law and frequently writes about cars and the law. He also has a podcast where he talks about these things. Join Now. New Cars.



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